mBanqer

mBanqer - faster and safer transactions, more commission.

mBanqer brings automation to let mobile money agents complete cash deposit, cash-out, airtime transfer and all other mobile money transactions in just a few seconds. No more dialing and re-dialing long USSD codes. No more writing down every transaction in a notebook. mBanqer automates the transaction and records it for you. It works across all networks and does not require internet access.

Key Features

Faster and more accurate transactions:
Speed and accuracy cannot be overemphasized in a commission based business such as that of a mobile money agent. No need to dial and re-dial USSD prompts. mBanqer automates USSD prompts and uses optical character recognition and machine learning modules to help you transact faster and more accurately.


Fraud Protection:
mBanqer detects when you are about to perform a transaction to a fraudulent number and warns you to keep you and your customers safe. With built-in fraud reporting, mBanqer has the largest database of fraudsters and helps make mobile money safer.


Automatic Record-keeping and Analytics:
No more pen and paper record keeping. Successful transactions are automatically recorded locally on your device for faster search when necessary. Graphical analytics also gives you meaningful insights on your transactions. You can have a detailed overview of daily, weekly, and monthly transactions with a click of a button.

No internet access required:
We considered the availability of stable internet as well as the charges it comes with, and we made this app totally offline functional to help agents process transactions faster anytime, anywhere.

SMS alerts and awareness:
We keep you in the loop. Get SMS alerts on new fraud schemes and other meaningful momo business insights. Get to know of network downturns and automatically retry transactions when necessary.

Endorsement from The Mobile Money Agents Association of Ghana (MMAAG):
The Mobile Money Agents Association of Ghana (MMAAG) has officially endorsed mbanqer as safe, smooth, faster, and convenient for mobile money agents to use for their transactions. Read more on the MMAAG website : https://news.mmaag.org/official-endorsement-of-mbanqer-app/


Frequently Asked Questions

Q) Do I need Internet to use mBanqer?
A) No! mBanqer works perfectly offline and you do not need internet access to perform or record transactions. However, if you choose to enjoy some extra features such as fraud protection and the agent forum, you will need internet access for that period.

Q) What network does mBanqer serve.
A) mBanqer works for all the networks - MTN, AirtelTigo and Vodafone. You can conveniently operate two networks in a single smartphone at the same time.

Q) Does using mBanqer breach any policy of any service provider?
A) No! mBanqer is purely an automator to help run through USSD prompts quickly. It does not violate any contracts between the agent and mobile network.


Q) But I will need a smartphone to use the app, what about that?
A) mBanqer enables the agent to perform ultra fast transactions for their customers, protects the agent and customers from fraud, automatically keeps records, among others. All of these amazing features are due to the power of smartphone technology. Acquiring a smartphone to unlock these features with mBanqer is a good investment that will help your momo agent business grow.


Note on permissions:

mBanqer uses your phone's Accessibility Services to automatically complete the USSD transaction for you quickly. Please grant the accessibility permission to the app when prompted. Sometimes, your phone's energy saving feature may disable the accessibility services and you'll notice the app isn't working. If this happens, please check that the app still has the permission enabled.


For concerns and enquiries kindly email info@rectifya.com